Windfall Advisors LLC is a registered investment adviser located in Santa Monica, California. WINDFALL ADVISORS may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements.  WINDFALL ADVISORS website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of WINDFALL ADVISORS website on the Internet should not be construed by any consumer and/or prospective client as RIA Firm Name’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by WINDFALL ADVISORS with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of WINDFALL ADVISORS, please contact the state securities regulators for those states in which WINDFALL ADVISORS maintains a registration filing.  A copy of WINDFALL ADVISORS current written disclosure statement discussing RIA Firm Name’s business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from WINDFALL ADVISORS upon written request. WINDFALL ADVISORS does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to WINDFALL ADVISORS web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

This website and information are provided for guidance and information purposes only.  Investments involve risk and unless otherwise stated, are not guaranteed.  Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy.  This website and information are not intended to provide investment, tax, or legal advice.

Windfall Advisors LLC is in partnership with Charles Schwab & Co Inc through Schwab’s “Schwab Alliance” program.   Charles Schwab & Co Inc is the sole custodian of and for client accounts.   WINDFALL ADVISORS uses Charles Schwab & Co’s platform for investment management and client account activity.  The Charles Schwab Corporation provides a full range of brokerage, banking and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (Member SIPC), offers investment services and products, including Schwab brokerage accounts. Its banking subsidiary, Charles Schwab Bank, SSB (member FDIC and an Equal Housing Lender), provides deposit and lending services and products. Access to Electronic Services may be limited or unavailable during periods of peak demand, market volatility, systems upgrade, maintenance, or for other reasons.

• Commodity interests and cash in futures accounts are not protected by SIPC. Futures trading involves a high level of risk and is not suitable for all investors. Certain requirements must be met to trade futures. Please read Risk Disclosure Statement for Futures and Options before considering any futures transactions.

Customer Securities.   Customer securities—such as stocks and bonds that are fully paid for or excess margin securities—are segregated from broker-dealer securities in compliance with the SEC’s Customer Protection Rule.  This is a legal requirement for all broker-dealers.  In the unlikely event of insolvency of a broker-dealer, these segregated assets are not available to general creditors and are protected against creditors’ claims.  There are reporting and auditing requirements in place by government regulators to help ensure all broker-dealers comply with this rule.

SIPC® account protection

• Protection for securities and cash by the Securities Investor Protection Corporation (SIPC): Accounts of Charles Schwab & Co., Inc. (including those held by clients of investment advisors with Schwab Institutional®) are insured by SIPC for securities and cash in the event of broker-dealer failure.
• SIPC provides up to $500,000 of protection for brokerage accounts held in each separate capacity (e.g., joint tenant or sole owner), with a limit of $250,000 for claims of uninvested cash balances.
  More information about SIPC coverage is available at www.sipc.org. 

Additional protection through Lloyd’s of London and other London insurers

Additional brokerage insurance—in addition to SIPC protection—is provided to Charles Schwab & Co., Inc. accounts through underwriters in London. Schwab’s coverage with Lloyd’s of London and other London insurers, combined with SIPC coverage, provides protection of securities and cash up to an aggregate of $600 million, and is limited to a combined return to any customer from a Trustee, SIPC, and London insurers of $150 million, including cash of up to $1,150,000. This additional protection becomes available in the event that SIPC limits are exhausted.

FDIC coverage.  The FDIC—or Federal Deposit Insurance Corporation—is a U.S. federal agency that protects depositors against the loss of deposit accounts (such as checking and savings) if an FDIC-insured bank fails. 

This site is designed for U.S. residents. Non-U.S. residents are subject to country-specific restrictions. Learn more about our services for non-U.S. residents.

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Brokerage Products:  Are Not FDIC-Insured • No Bank Guarantee • May Lose Value